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Purchase and renovate with fast funding. Ideal for rehabbing non-owner occupied properties.
Loan Amount: $50K–$1M
Term Length: 6, 9, or 12 months
Credit Score: 600+
LTV: 65%–75% LTARV
Other: No credit check fee.
Flexible financing for time-sensitive real estate deals. Short-term and fast approvals.
Loan Amount: $100K–$500K
Term Length: 6 months
Credit Score: 600+
LTV: Up to 70%
Other: No credit check fee.
Longer-term financing for rental properties. Streamlined for quick closings and repeat use.
Loan Amount: $100K–$1M
Term Length: 30 years
Credit Score: 660+
LTV: Up to 80%
Fix & Flip Loans
Fix & Flip programs allow investors to acquire distressed properties, fund renovations, and quickly resell for profit. Funding covers both purchase and rehab costs. Designed for both experienced and new real estate investors.
Terms: Up to 90% purchase, 100% rehab, max LTVs, interest-only payments, 6–12 month terms, fast closings. Loan Amount: $50,000–$1 Million, Term Length: 6, 9, or 12 months, Credit Score: 600+, LTV: 65%–75% LTARV
Bridge Loans
Bridge Loans are short-term loans used to provide immediate cash flow for purchases until permanent financing is secured or an existing obligation is removed. Perfect for closing fast on investment opportunities or covering time gaps between transactions.
Terms: 6-month typical duration, interest-only payments, competitive rates, lower documentation, quick approval process. Ideal for flippers, property investors, and commercial projects. Loan Amount: $100,000–$1 Million, Term Length: 6 months, Credit Score: 600+, LTV: Up to 70%
Transactional Funding
For investors needing back-to-back closings with little to no cash outlay, transactional funding covers the ‘A to B’ purchase that precedes a resale or ‘B to C’ transaction. No credit checks, minimal documentation.
Terms: 1–3 days use, funding for 100% purchase, fees as low as 1%, no monthly payments, fast approvals. Suited for wholesalers, assignment contracts, and double closings.
BRRRR & DSCR Loans
BRRRR (Buy, Rehab, Rent, Refinance, Repeat) and DSCR (Debt Service Coverage Ratio) loans are designed for building rental portfolios. These loans focus on the property’s cash flow and projected rental income rather than the borrower’s income.
Terms: Up to 80% LTV, 30-year terms, competitive rates, no tax returns required. Best for buy-and-hold investors and short-term rental operators.
DSCR Loan Parameters:
Loan Amount: $100,000–$1 Million
Term Length: 30 years
Credit Score: 660+
LTV: Up to 80%
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Renova Lending, LLC is a private real estate lender.
Renova Lending, LLC is not a bank, credit union, or depository institution.
Loan products are offered exclusively for business or investment purposes.
Disclaimers
Loans are not made to consumers for personal, family, or household use.
Not all applicants will qualify.
Terms and conditions apply.